Bank and Account Numbers for Local SEK Payments

Understanding Swedish Bank and Account Numbers

When making local SEK payments, it’s important to ensure the correct bank and account information is provided. This helps reduce errors and ensures smooth transactions. Below, we outline the structure and required format for Swedish bank numbers (also known as clearing numbers) and account numbers.


Key Considerations:

  • The bank number and account number should be sent in separate fields and not combined.
  • Some Swedish banks display a combined number starting with the bank code followed by the account number, but when making payments, they must be entered separately.
  • Nordea accounts that use a national identification number as the account number always have "3300" as the bank number.
  • The bank number is typically four digits, while the account number varies in length depending on the bank.
  • If an IBAN is provided, the bank number can usually be extracted from the first digits following "SE" in the IBAN. The account number follows after this.
  • When in doubt, always confirm details with the payee directly or have them enter their information via Curve for Creators Portal to ensure accuracy.

Common Issues & Solutions

  • Mismatch with expected account number length: The maximum number of digits in the table represents the upper limit; having fewer digits is acceptable.
  • Unclear bank numbers: If you are unsure, reference the IBAN structure where the bank number typically appears after "SE" in the IBAN string.
  • Nordea variations: Some Nordea accounts may require "3300" as the bank number.
  • Payment provider variations: Some payment providers may enforce slightly different formats, this guide refers to how our payments partner accepts Swedish local payment details.

The table below provides details on the bank number ranges and the maximum number of digits in the account number for various banks in Sweden.

Bank and Account Number Format by Bank

Bank

Bank Number Series

Max Digits in Account Number (Excluding Bank Number)

Full Avanza Bank 9550-9569 7
Bluestep Finance 9680-9689 7
BNP Paribas Fortis 9470-9479 7
Citibank International Plc, Sweden Branch 9040-9049 7
Danske Bank A/S, Sweden Branch 1200-1399, 2400-2499, 9180-9189 7
Danske Bank A/S, Sweden Branch 9180-9189 11
DNB Bank ASA, Branch Sweden 9190-9199, 9260-9269 7
Ekobanken 9700-9709 7
Erik Penser Bank 9590-9599 7
Forex Bank AB 9400-9449 7
Handelsbanken 6000-6999 11
ICA Banken 9270-9279 7
IKANO Bank 9170-9179 7
Jak Bank 9670-9679 7
Klarna 9780-9789 7
Landshypotek Bank 9390-9399 7
Länsförsäkringar Bank 9020-9029, 3400-3409, 9060-9069 7
Lån og Spar Bank Sverige 9630-9639 7
Lunar 9710-9719 7
Marginalen Bank 9230-9239 7
Multitude Bank 9070-9079 7
Nordax Bank AB 9640-9649 7
Nordea 1400-2099, 3000-3299, 3301-3399, 3410-3781, 3783-3999, 4000-4999 7
Nordea 3300-3300, 3782-3782, 9500-9549, 9960-9969 11
Nordnet 9100-9109 7
Northmill 9750-9759 7
Resurs Bank AB 9280-9289 7
Riksgaelden 9890-9899 11
Santander Consumer Bank AS 9460-9469 7
SBAB 9250-9259 7
SEB 5000-5999, 9120-9124, 9130-9149 7
Skandiabanken AB 9150-9169 7
Sparbanken Syd 9570-9579 11
Swedbank* 7000-7999 7
Swedbank* 8000-8999, 9300-9349 11
Svea Bank 9660-9669 7
Bank of Åland plc (Finland), Swedish branch 2300-2399 7

*Swedbank Type 2 accounts that have a 5-digit clearing number starting with an "8" require a 10-digit account number.


If you have any questions about formatting Swedish bank and account numbers, please contact your client manager or email [email protected].


Source:

https://support.currencycloud.com/hc/en-gb/articles/360021346240-Bank-and-account-numbers-for-local-SEK-payments

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