Bank and Account Numbers for Local SEK Payments

Understanding Swedish Bank and Account Numbers

When making local SEK payments, it’s important to ensure the correct bank and account information is provided. This helps reduce errors and ensures smooth transactions. Below, we outline the structure and required format for Swedish bank numbers (also known as clearing numbers) and account numbers.

Key Considerations:

The bank number and account number should be sent in separate fields and not combined.
Some Swedish banks display a combined number starting with the bank code followed by the account number, but when making payments, they must be entered separately.
Nordea accounts that use a national identification number as the account number always have "3300" as the bank number.
The bank number is typically four digits, while the account number varies in length depending on the bank.
If an IBAN is provided, the bank number can usually be extracted from the first digits following "SE" in the IBAN. The account number follows after this.
When in doubt, always confirm details with the payee directly or have them enter their information via Curve for Creators Portal to ensure accuracy.

Common Issues & Solutions

Mismatch with expected account number length: The maximum number of digits in the table represents the upper limit; having fewer digits is acceptable.
Unclear bank numbers: If you are unsure, reference the IBAN structure where the bank number typically appears after "SE" in the IBAN string.
Nordea variations: Some Nordea accounts may require "3300" as the bank number.
Payment provider variations: Some payment providers may enforce slightly different formats, this guide refers to how our payments partner accepts Swedish local payment details.

The table below provides details on the bank number ranges and the maximum number of digits in the account number for various banks in Sweden.

Bank and Account Number Format by Bank

Bank	Bank Number Series	Max Digits in Account Number (Excluding Bank Number)
Full Avanza Bank	9550-9569	7
Bluestep Finance	9680-9689	7
BNP Paribas Fortis	9470-9479	7
Citibank International Plc, Sweden Branch	9040-9049	7
Danske Bank A/S, Sweden Branch	1200-1399, 2400-2499, 9180-9189	7
Danske Bank A/S, Sweden Branch	9180-9189	11
DNB Bank ASA, Branch Sweden	9190-9199, 9260-9269	7
Ekobanken	9700-9709	7
Erik Penser Bank	9590-9599	7
Forex Bank AB	9400-9449	7
Handelsbanken	6000-6999	11
ICA Banken	9270-9279	7
IKANO Bank	9170-9179	7
Jak Bank	9670-9679	7
Klarna	9780-9789	7
Landshypotek Bank	9390-9399	7
Länsförsäkringar Bank	9020-9029, 3400-3409, 9060-9069	7
Lån og Spar Bank Sverige	9630-9639	7
Lunar	9710-9719	7
Marginalen Bank	9230-9239	7
Multitude Bank	9070-9079	7
Nordax Bank AB	9640-9649	7
Nordea	1400-2099, 3000-3299, 3301-3399, 3410-3781, 3783-3999, 4000-4999	7
Nordea	3300-3300, 3782-3782, 9500-9549, 9960-9969	11
Nordnet	9100-9109	7
Northmill	9750-9759	7
Resurs Bank AB	9280-9289	7
Riksgaelden	9890-9899	11
Santander Consumer Bank AS	9460-9469	7
SBAB	9250-9259	7
SEB	5000-5999, 9120-9124, 9130-9149	7
Skandiabanken AB	9150-9169	7
Sparbanken Syd	9570-9579	11
Swedbank*	7000-7999	7
Swedbank*	8000-8999, 9300-9349	11
Svea Bank	9660-9669	7
Bank of Åland plc (Finland), Swedish branch	2300-2399	7

*Swedbank Type 2 accounts that have a 5-digit clearing number starting with an "8" require a 10-digit account number.

If you have any questions about formatting Swedish bank and account numbers, please contact your client manager or email [email protected].

Source:

https://support.currencycloud.com/hc/en-gb/articles/360021346240-Bank-and-account-numbers-for-local-SEK-payments